Aussie woman’s ‘brutal’ two-year challenge. Fintech: the straightforward electronic means of banking and loaning money

Aussie woman’s ‘brutal’ two-year challenge. Fintech: the straightforward electronic means of banking and loaning money

Sydneysider Lottie Dalziel set herself an objective in 2018. Now, two years later, she’s not just pulled it off – she’s saved herself an awesome $7000.

A whole new category of lenders has arrived on the scene giving us all more choice when it comes to saving and borrowing money in recent years.

Lottie saved herself $7000 by stopping searching for couple of years. Source: Supplied

At the beginning of 2018, we set myself the target to stop clothes that are buying a bid to truly save money which help save yourself the planet. Seems simple right?

Well, it had been initially a complete lot harder than I was thinking. Having a traffic jam of fancy occasions and occasions I had to have innovative, but two years on i’ve found my groove (and it’s worth noting, it took 10 months for my co-workers to also vaguely realize that I happened to be grossly outfit repeating).

Every 2 yrs, operates its Cost of Living Survey for more information on our visitors’ biggest money concerns. The outcomes of the very present study have been in, and has kicked from the cash Project, revealing the money challenges that are biggest dealing with Australians and offering practical assistance on how best to get the funds in form for 2020.

The process started once I made a decision to consider just what would definitely occur to the latest trash case high in clothing I became tossing down. Each year for a small country, where wearing rubber thongs to the shops and shorts to the office is socially acceptable, I was horrified to discover that we are the world’s second largest consumers of textiles, with each person buying on average 27kg of new clothing.

Every 10 minutes, with the large majority heading straight to the tip, totalling 500,000 tonnes each year on top of that, thanks to our obsession with decluttering and finding products that “spark joy”, we throw out a whopping 6000kg of clothing that don’t spark joy.

Lottie Dalziel set herself the task of perhaps perhaps not buying such a thing brand new for per year. Source: Supplied

Equipped with the important points, i really couldn’t stay by watching more shopping that is online up at my home. I made the decision to cease clothes that are buying.

In the beginning I did son’t inform anybody about my challenge because I became therefore sure I’d fail but 2 yrs later – in accordance with a supplementary $7000 within the bank – I am nevertheless going strong, but still searching schmick.


The very first thing I did ended up being eliminate all shiny items. We split up with every e-mail list possible and ditched hours that are mindless at the shops and online within one dropped swoop.

Key takeaway: junk email messages = junk purchases.


Once I ended up being a teen (with no siblings), my buddies’ wardrobes had been an extension of my personal. But why did we stop sharing inside our mid-20s, whenever our clothes arguably cost more while the activities we have been attending tend to be more luxurious? My buddies and I also have actually reopened our closets so my “shopping” trips are actually invested with one cup of dark wine in one hand as well as the other inside their cupboards.

Key takeaway: My buddies have great style.

Lottie caused it to be 10 months before anyone also noticed just what she’d been doing. Source: Supplied


Another top tip to change any outfit (or conceal the simple fact you’ve used a similar thing every Monday when it comes to past year), is the fact that add-ons are the new friend that is best. You are able to wear exactly the same outfit but I swear no one will notice if you add some fun hair accessories and some over the top jewellery.

Key takeaway: More is better.


The typical Australian girl wears simply 40 per cent of the wardrobe, but just what concerning the other 60 percent? Final week-end I’d a hen’s celebration along with the “nothing to wear dilemma that is made a decision to dive in to the dusty hardly worn part of my wardrobe. Lo and behold we discovered an outfit that I experiencedn’t used in four years that has been ideal for the event.

Key takeaway: there is an explanation you purchased those clothing into the place that is first.

Truthfully in terms of black tie it really is difficult to get a versatile gown you could wear significantly more than a few times, therefore with numerous weddings coming we ‚m going to look to hiring internet sites like GlamCorner. Not only can I have the ability to wear the newest trends but you are sent by them choices and they’ll dry clean it for you personally.

Key takeaway: Please make future gown codes casual.

Lottie conserved by by herself $7000 along the way. Source: Supplied


One a co-worker was complaining about having nothing to wear day. I smugly dropped into discussion that I experiencedn’t purchased any such thing brand new in 10 months and ended up being finding shopping in the depths of my wardrobe more satisfying. No body could believe it – my peers had seen me five times a that entire time and never even batted an eyelid week.

Key takeaway: No one notices what you wear however you.

So what’s next? While i’m perhaps not likely to resubscribe to my favourite brands, the things I is going to do is go shopping more mindfully. Some key concerns I’ll be asking pre-purchase are:

• how frequently am I going to wear this?

• What can it be manufactured from?

• the length of time am we more likely to contain it for?

• Where does it wind up?

Lottie Dalziel is just a freelance author | @lottie_dalziel